If you’re ready to trade crypto smarter and unlock up to 16% annual yield on your digital assets, look no further than Nexo. This all-in-one wealth platform empowers you to build, grow, and manage your crypto holdings with intuitive tools, high-yield savings products, and flexible spending options—all from a single app.

Nexo has been at the forefront of blockchain-driven wealth generation since its inception, serving millions of users worldwide and earning industry awards for security, innovation, and customer satisfaction. With trade crypto and earn strategies tailored to both passive investors and active traders, Nexo gives you the power to make your assets work harder.

What is Nexo?

Nexo is a comprehensive digital asset platform designed to help investors trade crypto, grow their savings, and spend without selling their holdings. It combines high-yield savings accounts, a robust exchange, a crypto-backed credit line, and a versatile payment card into one seamless experience.

Nexo Overview

Nexo was founded in 2018 with a mission to bridge traditional finance and the emerging blockchain economy. Headquartered in London and backed by leading VCs, Nexo quickly grew its user base by offering competitive yields, institutional-grade security, and user-friendly products.

Today, Nexo serves over 5 million users across 200+ jurisdictions. It holds billions in assets under management and has disbursed billions in crypto-backed loans. Regulatory compliance, bank-grade custody partnerships, and a dedicated security team ensure your assets are safeguarded at every step.

Pros and Cons

Pros:

• High yields: Earn up to 16% annually on digital assets with daily compounding.
• Flexibility: Choose between Flexible Savings, Fixed-term Savings, and Dual Investment strategies.
• Integrated exchange: Trade crypto across 100+ assets with competitive fees and cashback.
• Crypto-backed credit line: Access instant liquidity without selling your holdings.
• Versatile card: Spend in debit or credit mode while earning up to 2% cashback.
• Regulated banking partners: Fee-free EUR and GBP transfers, USD accounts for seamless funding.

Cons:

• Interest rates can fluctuate based on market conditions and loyalty tier.
• Crypto-backed credit involves collateral risk if markets move sharply.

Features

Nexo offers a suite of features to help you trade crypto smarter and make your assets work for you.

Flexible Savings

Earn daily compound interest while keeping your funds available anytime.

• Up to 16% APY depending on asset and loyalty tier.
• Withdraw or reinvest without penalties.
• Interest paid daily to maximize growth.

Fixed-term Savings

Lock in higher rates for a specified period to meet long-term goals.

• Terms from 30 to 365 days.
• Rate boosts for longer commitments.
• Guaranteed returns paid at maturity.

Dual Investment

Combine yield and market timing by setting your target buy or sell price.

• Earn yield while waiting for your chosen price.
• Use short or mid-term strategies.
• Automated execution when conditions are met.

Nexo Exchange

Trade crypto with fiat and stablecoins on a sleek, intuitive interface.

• 100+ digital assets including BTC, ETH, SOL.
• Cashback up to 0.5% on every trade.
• Recurring Buys to dollar-cost average.

Crypto-backed Credit Line

Unlock liquidity without selling your assets.

• Instant credit up to 90% LTV.
• No credit checks or hidden fees.
• Interest only on the amount you use.

Nexo Card

Spend anywhere in debit or credit mode.

• Debit Mode: Earn up to 14% interest on your balance.
• Credit Mode: Use crypto as collateral and get up to 2% cashback.
• Seamless toggle between modes in the app.

Nexo Pricing

Nexo’s products are designed to be transparent and competitive. Fees are primarily built into yield spreads rather than explicit charges.

Flexible Savings

No fees to open or maintain. Earn interest daily based on your loyalty tier.

Fixed-term Savings

No setup fees. Higher APY offered for longer lock-ups.

Dual Investment

Zero subscription fees—earn interest as your asset is held in the program.

Nexo Exchange

From 0.2% maker and taker fees. Up to 0.5% cashback on every trade.

Credit Line

Starting at 2.9% annual interest. No origination fees or early repayment charges.

Nexo Card

No annual or issuance fees. Transaction fees vary by region.

Nexo Is Best For

Whether you’re a hands-off investor or an active trader, Nexo tailors solutions to your needs.

Passive Investors

Earn up to 16% APY on idle assets with Flexible Savings. Reinvest daily without lifting a finger.

Active Traders

Exchange over 100 tokens, set Recurring Buys, and earn cashback on each trade crypto action.

Borrowers

Access quick liquidity through a crypto-backed credit line without triggering a taxable event.

Spenders

Use the Nexo Card in debit mode to grow savings or credit mode to finance expenses with crypto collateral.

Benefits of Using Nexo

• High Yield Opportunities: Grow your portfolio faster with daily compound interest.
• All-in-One Platform: Manage savings, trading, credit, and spending in a single app.
• Instant Liquidity: Tap into a credit line without selling your assets.
• Seamless Funding: Fee-free EUR/GBP transfers, USD accounts, card payments, and crypto deposits.
• Security & Compliance: Bank-grade custody, insurance coverage, and global regulatory adherence.

Customer Support

Nexo provides 24/7 customer support via live chat and email to resolve account issues, product queries, and technical assistance. Response times average under 30 minutes for live chat and a few hours for email tickets.

Additionally, Nexo’s Help Center features an extensive knowledge base with step-by-step guides, FAQs, and video tutorials. Whether you’re troubleshooting a transaction or exploring advanced features, help is always within reach.

External Reviews and Ratings

Industry reviewers praise Nexo for its high yields, user-friendly interface, and robust security measures. Crypto analyst sites consistently rate Nexo above 4.5/5 for product variety and customer service.

Some users note that interest rates can change with market conditions and loyalty tiers, but appreciate transparent disclosures and competitive adjustments. Occasional support ticket backlogs during peak volumes are addressed by scaling teams and improving self-service resources.

Educational Resources and Community

Nexo’s official blog covers market insights, yield strategies, and blockchain developments. Monthly webinars and live AMAs with industry experts help users master advanced tactics for those who want to trade crypto smarter.

The Nexo community forum and social channels foster peer support, strategy sharing, and feature announcements. You’ll find tutorials, case studies, and real-time market commentary to stay ahead of the curve.

Conclusion

By choosing Nexo, you gain a powerful ally to trade crypto, grow your savings, and access instant liquidity—all within one secure, intuitive platform. Ready to take your digital asset strategy to the next level? Midway through your journey, you can seamlessly switch between yield products, credit lines, and spending tools to fit your goals.

Get Started with Nexo Today and begin earning up to 16% annual yield on your crypto. Empower your wealth generation with Nexo now!